SBI Clerical

1. What is SBI Clerical?

SBI Clerk (Junior Associates) Exam is held by SBI or State Bank of India to recruit candidates for Clerical Cadre in its different branches across the country. SBI Clerk facilitates the recruitment for the post of Junior Associates (JA). SBI Clerk is one of the most sought after bank exams today and a huge number of candidates appear for the same every year.

SBI Clerk is one of the most sought after banking exams in the country. The exam is conducted by the State Bank of India to recruit candidates to the post of Junior Associates (Customer Support & Sales). A large number of candidates appear for the SBI Clerk exam every year. The selection process comprises the preliminary and mains exam. The final selection of candidates is done based on the mains exam. Before joining, candidates are required to appear for the local language test. Candidates selected as Junior Associates are entrusted with the responsibility of the client interactions and related operations. Candidates are designated to the posts of cashiers, depositors, etc.

The State Bank of India, SBI conducts the SBI Clerk or Junior Associates exam. Lakhs of online applications are received for the post of SBI Clerk. The recruitment has offered 8134 vacancies. SBI Clerk is one of the most sought after bank exams today and chunks of candidates appear for the same every year. No wonder the competition is a cut-throat one.

2. Why SBI Clerical?

Interview to be done away with: Though it has been notified that the interview process will be there subject to the government of India approval, there is very little chance of conducting interviews because of the policy of the new government. Hence, it was necessary to subject the candidates to something else in order to judge their suitability for the posts

 Increased Competition: Though it seems a bit too much to conduct a preliminary examination for recruitment in clerical cadre, the increased competition for these posts has made the authorities do so

 Introducing a cost effective method of elimination: The preliminary examination is conducted with the sole purpose of eliminating candidates as the marks will not be added to the final merit list. Previously, everybody was allowed to sit for the only written examination and evaluating the answer scripts were more difficult

 Evaluation of necessary skills: As an associate in a bank, you have to be prompt and have to have presence of mind. The preliminary examination tests the candidates for these qualities and the ones who possess the same, are allowed to go ahead for further testing

SBI recruitment has always generated a huge response from the job seekers because of the glamour of working with a Fortune 500 organization. In order to get there, you have to give your best and that is what SBI is asking from you. So, go ahead and show the potential you have, the hunger you have for success.

3. How to prepare?

1. Revise topics having maximum weightage in the exam

When candidates will go through the latest SBI Clerk prelims syllabus, they will find different topics in each section from which questions have been asked in previous SBI Clerk Prelims exam. Candidates should make sure that they have practice questions on all the topics.

2. Take help of short video tutorials to revise the complete syllabus in a few hours has provided some video tutorials on the important topics of the exams.

If you think you have any doubt about any important topic, then you can take help of these video tutorials.

3. Understand the latest examination pattern
Preliminary Examination consisting of Objective Tests for 100 marks will be conducted online.

4. Attempt mock tests smartly

Online tests or online quizzes SBI Clerk Prelims are crucial for any competitive exam including the SBI Clerk Prelims 2020. Candidates should attempt more and more mock tests and practice papers to gain command over time management and accuracy. After attempting the SBI Clerk mock tests, analyze the paper. This will help candidates learn about their strong and weak areas.

5. Avoid doing too much guesswork while attempting the paper

There will be negative marks of 0.25 for each wrong answer in the SBI Clerk Prelims exam. Sometimes guesswork might be fruitful but doing too much guesswork while attempting the paper will give you negative results. So, candidates should take extra care while doing guesswork in the paper.

6. Don’t get stuck in any question while giving the exam

While giving the exam, candidates should not get stuck on any particular question. Leave the question if you are not able to solve the question within 1 minute of reading the question. Once you complete the rest of the question, come back to the unfinished question.

7. Last but not the least; don’t forget to carry important documents

While appearing for the Online Test, candidates should produce original and a copy of the photo identity (bearing exactly the same name as it appears on the call letter) such as PAN Card / Passport / Driving License / Voters Card / Bank Passbook with Photograph / Photo embossed Credit Card / Aadhaar Card for verification. If the identity of the candidate is in doubt, the candidate will not be allowed for the test. Make sure you don’t forget.

4. Important materials:


SBI Clerk Syllabus for Preliminary Exam:

Reasoning SyllabusNumerical Ability SyllabusEnglish Language Syllabus
Logical ReasoningSimplificationReading Comprehension
Alphanumeric SeriesProfit & LossCloze Test
Ranking/Direction/Alphabet TestMixtures & AlligationsPara jumbles
Data SufficiencySimple Interest & Compound Interest & Surds & IndicesMiscellaneous
Coded InequalitiesWork & TimeFill in the blanks
Seating ArrangementTime & DistanceMultiple Meaning /Error Spotting
PuzzleMensuration – Cylinder, Cone, SphereParagraph Completion
TabulationData Interpretation
SyllogismRatio & Proportion, Percentage
Blood RelationsNumber Systems
Input OutputSequence & Series
Coding DecodingPermutation, Combination Probability

SBI Clerk Syllabus for Mains Exam:

Quantitative Aptitude SyllabusGeneral English SyllabusGeneral/Financial Awareness SyllabusReasoning Ability SyllabusComputer Awareness Syllabus
SimplificationReading comprehension including Synonyms and AntonymsCurrent Affairs – news on banking industry, awards and honors, books and authors,latest appointments, obituaries, new schemes of central and state governments, sports, etc.InternetBasics of Computer: Hardware, Software, Generation of Computers
Number SeriesSentence rearrangement or Para jumblesStatic GK – country-capital, country-currency, headquarters of financial organizations (of insurance companies), constituencies of ministers, dance forms, nuclear and thermal power stations, etc.Machine Input/OutputDBMS
Data SufficiencySentence Correction/ Error FindingBanking/Financial termsSyllogismNetworking
Data InterpretationSpell ChecksStatic AwarenessBlood RelationInternet
Quadratic EquationFillersBanking and Financial AwarenessDirection SenseMS Office
Time & Distance, WorkCloze TestInequalitiesInput-Output Devices
PartnershipPuzzlesImportant Abbreviations
Profit & LossCoding-Decoding
Simple and Compound InterestRanking
Mixture and AllegationsStatement and Assumptions
Ratio & Proportion, Averages, Percentages

a. E-books:

English Language
  • English Grammar by Wren and Martin
  • Objective English by S.P Bakshi
  • Word Power made easy by Norman Lewis
Reasoning Ability
  • Analytical Reasoning by MK Pandey
  • Modern Approach to Verbal Reasoning by R.S. Aggarwal
  • Test of Reasoning by Edgar Thorpe
Computer Aptitude
  •  Lucent’s Computer by Rani Ahilya
  • Objective Computer Awareness by Somya Ranjan Behera
General/Financial Awareness
  • Lucent’s General Knowledge
  • Banking and Economic Awareness by Rakesh Kumar
  • Banking, Financial & General Awareness by I K Pavel

b. Videos:

SBI Clerical preparation strategy:

How to crack SBI Clerical:

Everything about SBI Clerical exam:

How to prepare for SBI Clerical:

SBI Clerical syllabus and strategy:

Important tips and tricks for SBI Clerical:

SBI clerical preparation tips:

SBI Clerical syllabus:

5. Previous year question papers with answers:

SBI Clerical Prelims 2019 question paper:

SBI Clerical Prelims 2018 question paper:

SBI Clerical Mains 2018 question paper:

SBI Clerical Prelims 2016 question paper:

SBI Clerical Mains 2016 question paper:

SBI Clerical sample paper:

6. Important tips:

Analyze the syllabus and paper pattern

The first thing candidates need to do is to understand the SBI Clerk pattern and marking scheme. Analyze the topics and see which areas will need more time to study and chalk out a plan to give appropriate time to each section.

Practice mock tests:

Candidates must practice a number of previous years’ question papers. Focus on the weak areas more but do not forget to brush up your strong areas as well.

Study Current Affairs:

Understanding current affairs are very important. Candidates must read newspapers daily or check out current affairs to make sure they have a good idea about what is happening across the country.

Make a study plan:

Make a study plan and religiously stick to it. While studying, make notes as it will help to memorise information right then and there. Later, you can use the notes to revise.

Increase speed and accuracy:

Speed is very important as candidates have time constraints. Being accurate is also important as there is a negative marking per incorrect answer.


Revise the important formulas, computer terms, and current affairs topics. Don’t try to mug up any new information as you will not be able to retain it. Make sure the important topics are all revised.

  • First attempt only those sections in which you are more confident.
  • Make a timeline and stick to it.
  • Don’t attempt a section for much time.
  • If you are able to figure out how to solve it quickly, then go for it. If you are unable to identify how to solve it in less than a minute, skip that question as of now.
  • Remember you only get less than a minute to solve a question. So instead of wasting time do other simple questions first.
  • Solving 70-80% questions with 100% accuracy is better than solving 100% questions with 70-80% accuracy.


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